Why do you need auto insurance?

1. Protect the value of your vehicle
2. Cover your liability if you are in an accident
3. Self protection if involved in an accident with an uninsured or underinsured driver
4. It is the law, most states require a minimum of liability insurance

Most states require you to have liability insurance in order for you to register your vehicle. You must prove you have this minimum level of liability insurance. In addition to this minimum level of insurance, there are many other reasons why you should choose to purchase additional insurance. In additional pages on this site, we will describe the many types of auto insurance and when you should consider each. At a high level, you do not want to risk having your high value vehicle get damaged without receiving compensation. You also want to provide for your own vehicle or medical needs if you were involved in an accident with either an uninsured driver, or an underinsured driver. You also want to protect your own personal assets if you were to cause an accident. Auto insurance can protect you in each of these situations.