When you are looking to get auto insurance, different insurance companies offer different discounts. Not all companies offer the same discounts. Listed below is a list of discounts that are available. We try to list all of the discounts that we know on this site, so you can have a complete list to present for your maximum savings.
- Defensive drivers education
- Clean driving record
- Good student discounts
- Teenage drivers education
- Multiple policy discount - if you have life, homeowners, disability, annuity, commercial, or long term care insurance with your auto insurance company
- Retirement discounts
- Age based discounts - some insurance companies have over 50 discounts, some over 65
- Association & group discounts - check for groups like your alma mater, credit unions, professional organizations, military groups, certain credit cards, Mensa, non-profit organizations
- College student living away from home
- Safety discounts
- anti-lock brakes
- automatic seat belts
- all wheel drive
- airbags
- anti-theft devices
- Multiple car discount - insuring more than one car with the same company
- Year long policies - might not be a percent discount, but typically cheaper than six month policies
- EFT payments - discount on automatic funds transfer to pay your premium
- New car discount - never before titled
- Economy car discount
- Utility vehicle discount
- Farm discount
- Loyalty discount - staying with same insurance company for certain number of years
- Internet discount - some companies offer lower premiums through the web
- Occupational discounts - some occupations do get discounts such as certified educators, engineers, and scientists
- Military service - some companies offer discounts to both active and retired members of the military
- Senior-Level Federal Employee - certain levels of employees qualify for discounts
- Carpooling to work
- Garage kept - discount if kept in garage at night
- Marital status - married drivers can receive a discount
- Low annual miles driven
- Automatic daytime headlights
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